DO YOU HAVE QUESTIONS?
GENERAL INSURANCE QUESTIONS:
What types of insurance do you offer?
Auto, home, life, health, business, etc.
How much does insurance cost?
Premiums depend on various factors like coverage level, deductibles, and individual circumstances.
What is the difference between liability and full coverage insurance?
Liability covers injuries or damage to others, while full coverage also protects your own vehicle.
Should I bundle my home and auto insurance?
Bundling can often lead to discounts.
What is a deductible?
The amount you pay out of pocket before your insurance kicks in.
GETTING A QUOTE:
How can I get a quote for insurance?
Most agencies offer online quotes or over-the-phone consultations.
What information do I need to get a quote?
You'll typically need information about your car, home, health, or other relevant details depending on the insurance type.
MAKING CHANGES AND CLAIMS:
How do I add a driver to my car insurance policy?
Contact your agent to update your policy.
What happens if I need to file a claim?
Your agent will guide you through the claims process.
How long does it take to get a payout after a claim?
Processing time can vary depending on the complexity of the claim.
UNDERSTANDING COVERAGE:
What does my policy cover?
Carefully review your policy documents to understand the specifics of your coverage.
What are the exclusions in my policy?
Certain events or situations might not be covered by your insurance.
Do I need additional coverage (riders)?
Depending on your needs, you might want to add additional coverage like flood insurance or jewelry protection.
COMPANY AND AGENT SPECIFIC QUESTIONS:
Are you a licensed insurance agent?
Always ensure the agency is reputable and licensed in your state.
What are your hours of operation?
Monday-Friday: 9AM to 5PM
Do you offer any discounts?
Many agencies offer discounts for good drivers, homeowners, bundling policies, etc.
ADDITIONAL TIPS:
- Be prepared to answer questions about your driving record, claims history, and other relevant details when requesting a quote.
- Don't hesitate to ask questions and clarify any doubts you have about your coverage.
- It's wise to compare quotes from multiple insurance agencies to find the best coverage and rates for your needs.
